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Condo Insurance

Condo Insurance

Condo insurance is also called condominium insurance, and its purpose is to protect a condo owner or a renter, their personal belongings, and the condo unit itself. If you are a lucky New York State condo owner and want to protect it, you should consider getting condo insurance. If you are currently shopping for this type of insurance, there are certain things you need to know:

What Should You Know About Condo Insurance?

Here is important information about this type of insurance:

  • Certain factors determine the cost of condo insurance. These factors include the deductible amount, the amount of coverage, available discounts, and the price of the policy itself.
  • You may have to buy condo insurance. Most mortgage lenders will not approve you for a loan without proper condo insurance. Therefore, if you are currently shopping for a condo in the Empire State, you should contact an insurance company first to get information about condo insurance.
  • Standard condo insurance does not cover everything. The list of things that condo insurance covers usually includes the unit itself, personal belongings, and such installed items as fixtures, interior walls, and flooring. However, this type of insurance also has its limitations. For example, it may not cover your valuable and expensive jewelry and artifacts. You may have to get a special endorsement to protect your expensive items.
  • There are certain things that condo insurance never covers. For example, damages caused by earthquakes, floods, and sinkholes are not covered by standard condo insurance.

SLC Insurance Agency - Reliable and Trustworthy Insurance Company In New York

Are you currently shopping for condo insurance in the Empire State? Let SLC Insurance Agency help you find a perfect insurance policy based on your needs and budget. Our knowledgeable and experienced insurance agents will answer your questions, provide you with the information you need, and help you find the insurance plan you need. Do not hesitate to visit our office or give us a call for more details.

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