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Renters Insurance

Renters Insurance

Renting is a great housing option that relieves you from many of the responsibilities of homeownership. However, renters should be aware that there are considerations you should make. For instance, insurance. Although the property owner will have insurance in place on the property, you should know that their insurance does nothing to protect your personal belongings. At SLC Insurance Agency, we aim to help New York renters make intelligent insurance choices. Keep reading to learn more about renters' insurance.

Why Do I Need Renter's Insurance?

Renter's insurance is a type of insurance policy you purchase to protect your personal belongings inside the rental house. If the rental property is damaged or lost, your personal belongings will not be compensated unless you have a renter's policy.

This means that all the expenses of replacing or repairing your items will come out of your pocket. This could put you in a vulnerable position financially.

Another benefit of renter's insurance is to protect yourself from liability claims. A liability claim can happen if someone is injured on your rental property. If for some reason, it is determined that the accident was your fault, you could be held liable for medical bills. A renter's insurance policy can be designed in such a way as to protect you from this liability.

How Much Coverage Do I Need?

The amount of coverage you will need will depend on the value of your personal belongings. An insurance representative can sit down with you to evaluate your belongings. The valuation will determine how much renter's insurance you should have in place.

If you want to learn more about renter's insurance or any other insurance services, don't hesitate to contact us at SLC Insurance Agency serving New York. We will be happy to answer your questions today.

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