Motorcycle Insurance

Motorcycle ownership is exciting, but along with that comes an important responsibility. Bike owners must keep proper insurance on their motorcycles to operate legally on the road. At SLC Insurance Agency, serving New York, we are here to help you make the best insurance choices. Keep reading to learn more about motorcycle insurance.

Is Insurance Necessary?

Yes, it is legally required in New York that a motorcycle be adequately covered by an insurance policy to operate on the road. This law is in place to protect the biker and others on the streets.

How Does Insurance Benefit Me?

Insurance benefits you in a few different ways. First, the insurance policy will provide money to cover expenses incurred if you are in an accident and cause damage to another vehicle or injury to a person. Without an insurance policy, you would be legally liable for all these expenses out of pocket.

Second, the insurance policy can provide payment for repairing or replacing your bike should it be damaged. A full coverage policy is an excellent way to protect the investment you have made in your bike. Without full coverage insurance, repairing or replacing your bike will be your responsibility.

You should also note that if you have financed your bike, it is often required by the finance company that full coverage insurance is on the vehicle.

What Happens If I Don't Have Insurance?

If you do not have the legally required insurance, you could face legal consequences for operating the bike on the road. These legal consequences could include fines or license suspension.

To avoid these consequences, always keep proper insurance active on your bike.

If you want to learn more about motorcycle insurance or any of our other insurance services, please contact us at SLC Insurance Agency. We will be happy to help you today.